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February 1st, 2006

A Child’s Emotional Bank Account

At a parenting seminar I recently attended, someone asked a room full of parents, “What is the most difficult aspect of raising successful children?”

The most memorable response drew a lot of laughs; “The first twenty-five years.”

Indeed, there are numerous challenges we parents face from the toddler times through their teenage years, and beyond!

A parenting tip to gain cooperation and good conduct is to make frequent deposits into our children’s emotional bank account.

What’s an emotional bank account? Think of it this way: When your checking account is overdrawn, it is hard for you to give away money. Similarly, people have emotional bank accounts that must be sufficiently full for them to give away- not money, but time, personal responsibility, and good behavior.

Adding regular “deposits” in your kid’s emotional bank account is smart investing in their future, so they will feel secure in “withdrawing” or giving back to you in the form of respect and proper obedience of your rules. A child who feels that he is running a “negative balance” will gain pleasure from making Mom or Dad get angry. In a backwards psychological way, the power the child yields over his parents in driving them to extreme frustration can fill an otherwise empty emotional bank account. It’s the classic case of the child who would rather get negative attention from their parents than no attention. Being yelled at is better than being ignored, as it fills his emotional account with a “bad currency” rather than leaving it “in the red”.

Here are some suggestions of “deposits” to bump up the balance in your child’s emotional bank account:

1) Give him a gift for no reason.
2) Place a note that says, “I love you” in her lunch bag.
3) Let him choose (from options you provide) the next family vacation.
4) Spend time alone with her at a location of her choice
5) Truly listen when she speaks to you
6) Believe in him, and his ideas.
7) Do a surprise favor for her.
8) Give him specific and truthful complements.

Making regular deposits in your children’s emotional bank accounts will yield dividends beyond any those of the highest-performing stock on the market!

This entry was posted on Wednesday, February 1st, 2006 at 2:54 pm and is filed under Parenting Advice, Emotional Development. You can follow any responses to this entry through the comments RSS 2.0 feed. You can leave a response, or trackback from your own site.

78 Responses to “A Child’s Emotional Bank Account”

  1. Kelli says:

    This is a great article, and the analogy to financial investing really hit home as we just opened college savings accounts for our kids who are 3 and 5!

  2. Diane S. says:

    I like #1- give a gift for no reason- when I grew up in a strict sort of home, that was a no-no, but honestly, what’s the harm? Great idea:)

  3. Katie says:

    #4 is definitely how I’ve bonded so strongly with my son, who is now 12. Since he was about 3, I go out with him every weekend for an hour or two, and he gets to choose (within reason!) where we will spend our time together. During these times he will discuss personal aspects of his life with me that he does not mention at all the rest of the week, so I feel fortunate that I implemented this early, and would encourage all of you to do the same!

  4. Diana H. says:

    I believe one of the best ways to invest in our children emotionally is to greet them in the morning and after a separation during the day as if we are so glad to see them. Smiling, hugging them, and saying, “Good morning, Sunshine!” can set the tone for a great day.

  5. A friend says:

    I have come across this concept before in a couple of family/parenting articles, and when I did a search in google, I found it was mentioned in Stephen Covey’s book “7 Habits of Highly Effective Families” - not sure if that was the first mention.
    While the few stories I have read on this site seem authentic, I would like to request that you cite your sources for your ideas, so that you maintain your “emotional bank account” with your readers!
    No hard feelings!

  6. Ellen C. Braun says:

    Diana- short and sweet, yet profound! Thanks!

    Friend, thanks for referring me to that book, I’d never heard of it! The sources in this site come from my mind, a result of reading lots of books, attending many lectures, and sharing tips with friends. I actually first heard of this theory with regard to a mom taking the time to care for herself- and thus fill her own emotional account- so that she has what to give her family, rather than being the kind of mom who gives her all to her children, yet winds up as a disheveled dishrag with some emotionally bounced checks!

  7. Yvonne Witham says:

    I try to make sure I actually physically touch my children in a positive way several times each day. This can be a hug or a kiss, a stroke on their cheeks, or simply holding their hands while we walk along. They are kissed and hugged before bed and told they are loved (which they definitely are!) so each day is ended on a positive note.
    My own mother stopped kissing me when I was 10 and I was 20 before she kissed or hugged me again. I will never forget lying in bed waiting for her to come up to say goodnight and she never did again.

  8. Laurel Parker says:

    Hugs and kisses should not stop even when the child is a hulking teenager who seems to avoid you. I give my sons (near 6 ft) hugs and kisses all the time, and as long as it’s not in front of their friends, they are fine with it — in fact, as they get older, they seem to seek out hugs just as toddlers do. You never outgrow a hug from your mom!

  9. Freda says:

    The emotional bank account concept/analogy is a wonderful one to keep in mind, in terms of relating to our children and to just about anyone with whom we have a relationship! Thanks for reminding me of it - I had read about it before in Stephen R. Covey’s “7 Habits” books.

    Again, thanks for reminding me of the metaphor, and for offering specific suggestions for how to invest in my children’s “EBA’s!” I needed the reminder, both for my kids’ sakes and my husband’s!
    Also, here’s a link to a page from Covey’s book “7 Habits of Highly Effective Families”, where he writes about the Emotional Bank Account: http://books.google.com/books?id=vxb5hV2i–oC&dq=stephen+covey+emotional+bank+account&pg=PA46&ots=zfSpKNmStj&sig=-QYJfNG8xsGDaKi34N2eStbSj3Y&prev=http://www.google.com/search%3Fhl%3Den%26lr%3D%26q%3Dstephen%2Bcovey%2Bemotional%2Bbank%2Baccount&sa=X&oi=print&ct=result&cd=1

  10. Lamonica says:

    I love the ideas! I always tell my daughter that I love her, as she does me! I do many of the ideas listed, and I always stress to her that I will ALWAYS love her, no matter what. When she does something that is inappropriate, I always make sure she understands that I love her, NOT the behavior.

  11. Caroline says:

    I must remember all of these. Every night, (that I put her to bed) after a story, I have a ritual that I have done all her life, which is, ‘Mummy loves you, Daddy loves you, we both love you forever’, punctuated by kisses. I started this with the idea that if my partner and I should ever, god forbid, split up, she would know that we both still loved her. I’ve always thought the leaving a note in the lunch box was a bit twee, and, dare I say it, American, but I should, as she does me notes like this all the time. I must get better at number 5!

  12. Pamela says:

    With my 9 year old son, I always like to ask his opinion on decisions we make as a family. If my husband and I don’t agree on his opinion then I explain why we don’t agree. He really seems to appreciate being involved with decisions.

  13. James says:

    Great article. I try and add to the girls deposits daily. We spend time every night reading and I am the first up so I have morning time as well. The difficulty I have with the method is that I am an accountant by trade and so I try and balance the account each month and categorize all deposits and withdrawls. =)

  14. Susan N. Gallant says:

    It’s good to read these reminders as I get so busy trying to get stuff done that I get frustrated at times when they are in constant need of my attention. I haven’t had a real clean house in nearly 7 years since I was ending my pregnancy with our first daughter and I used to be the kind of person who cleaned everything from ceiling to floor. Reading the reminders to take time to happily greet them and do special things with them is what I need to see. We don’t have grandparents or other relatives to help us with them or with the house or running errands(as we don’t drive) so you can probably understand my dilems that I have just explained. I need to read things like this to keep me ballanced. Susan N. Gallant in Lewiston, Maine

  15. Geri Hagler says:

    Every day my youngest boy and I make sure that we have said “I Love you”. I’ll say, “Michael, have I told you I love you today?” He replies, “No”. I say, “I love you.” and we hug. Later he’ll do the same to me. “Mom, have I told you I love you today?” Before I go somewhere I blow him a kiss and he touches his cheek to indicate that he caught the kiss and then he blows a kiss to me and I catch it on my cheek. For my oldest boy, I might call his name loudly to make him think I’m ready to scold him and when he asks ‘what’ I tell him I love him and smile. We hug every day. They often hear me say that I thank God for letting me have them. I make sure I use polite words as please and thank you when asking them to do something. I purposefully treat them the way I would treat a friend. It is too easy to become complacent or impatient with your own children and I try not to be either. The exception is when my youngest is not cooperative or purposely acts stupid during school work. He knows this annoys me so I refuse to help him or allow him to play with his friends until he is willing to do the work. That’s the only time my impatience gets the better of me. They sure do know which buttons to push, they know I don’t always like what they do or how they act, but they also know I will always love them no matter what they do.

  16. Tom Krapu, PhD says:

    Think about our relationship to our children as our being stewards to their growth and development:

    Wikipedia, the free Internet encyclopedia, says this about stewardship:

    “In general stewardship is responsibility for taking good care of resources entrusted to one.â€

    Following is a paraphrase what Wikipedia says about stewardship in organizations. It says:

    “In an organizational context, stewardship refers to a leader’s responsibility to properly utilize and develop the talents of people.â€

    Think about this as it applies to our children. It means INVESTING in them, our time, talent and treasure. The rewards are immeasurable.

  17. donna says:

    I totally agree with you that our childrne’s emotional bank needs to be full and you have listed some very good practical ideas on how to do that. I’m wonderin if you ever read the book called The five love languages - I think thats what its called. Anyway, in the book he writes about 5 different love languages: touch, recieveing gifts, spending time together, words of affirmation, and doing things for them. the author says that every one has one PRIMARY love language, but can have more than one. If you want to show someone how much you love them, it is important (in his opinion) to do for them what shows them that you love them. If my love child’s love language isn’t touch and I am alwyas trying to hug them, they may not appreciate it as much as if I buy them a gift if recienving gifts is their love language. We usually “love” people in the way we want to be loved. We need to love our children in the way that shows love to them.

  18. Ellen C. Braun says:

    Thanks Tom, for another dose of intellectual stimulation regarding investing in our children!

    Donna, I’ve never heard of that book, however I want to check it out now! That makes so much sense- you need to relate to children (really, to everyone!) in a manner the fits with their personality and emotional makeup!

    I want to start a thread about good parenting books that we can recommend to each other- thanks for reminding me:)

  19. Susan says:

    Ellen, there is also a “5 Love Languages of Teenagers” that is very helpful. One point the author makes that Donna notes above is that we tend to give love in the way we want to receive it, and if our love language is not the same as our child’s, we can end up making things worse instead of better because then WE feel like they are not responding to us when we have gone to soooo much trouble to make them feel loved.

    You can even have the same love language and have it express itself differently. For instance, my husband wants to have things done for him, and making a special meal is particularly important. I also like to have things done for me, but cooking isn’t it - that just adds pounds when I eat the special meal! So if I am not hungry, or do not show proper appreciation for all his trouble, he doesn’t feel loved.

    As an adult, I can see how much this means to him and how he is really trying to show me love -but a child cannot make that distinction, and so it is all the more important to use THEIR love language or you will end up with a double “negative balance”!

    Great site - thanks for your insights!

  20. Jennifer says:

    All are good suggestions that we should do for our kiddos. The one that I try to work on the most is truely listen to my boys. How often has your child told you a story or something while you are cooking dinner. You listen but don’t stop cutting up the veggies. As you move to the stove you reply “Huh, that’s sounds good honey.” I am so guilty half listening to my boys instead of being in the moment. Mr. Rogers was admired and loved by many because he gave whoever he was speaking with his undevided attention. That is my goal with my boys that when they are talking to my I stop what I am doing and look at them as they are speaking. Remember moms in a few years you going to want them to share stories with you. If you give them the attention they deserve now they will communicate better with you when they are teenagers.

  21. Kristina says:

    I’m a big believer in fostering the child’s esteem with saying affirmations like, “you are an incredibly special child and I love you no matter what” every day. Since we all know kids are going to do things they shouldn’t, this helps assure them that they ARE special and your love isn’t conditional.

  22. sharon says:

    I always leave the house with a ’see you later, love you both’ you never know when its your last day.. my dad died when i was 13 always remember him going to work ..never came back.

    I let them know i still love them.. its their actions i do not.

    They have mentioned we do not give suprise gifts

  23. Catherine says:

    Thanks for your site and wisdom, much of it comes from the experience of mothering and wanting to nurture souls at large, ourselves included.

    I have started an initiative called Acorns to Oaks Friends United Network (A-20 FUN). I don’t have a site yet, but the idea is to grow together in wisdom, kindness, health, talent, friendship and community. I applaud your deeds of being on the web as well as each person’s efforts to grow in these areas in their families and communities. Sharing the wisdom is key. More and more, people are seeing the links between emotional well-being and health, wealth, competency and happiness.

    We need a lot more attention to this area in our country and around the world…Peace, Catherine

  24. amy says:

    All of these post are really helpful… I have heard of this before, and try daily to practice. But also fail on a daily bases.

    I just want to tell Geri Hagler that You my dear are an insperation to me. Having my children(4of them) home all day with me (homeschooling) I sometimes cater to the promblems.
    And to all other posts of ideas to fill our childern with Gods Love and light. Thank you for you post. I really needed to hear what everyone wrote.

    Thank you
    amy

  25. Natalie Valles says:

    once and a while, we have “mama–Diego day or mama–Sonora day”. It started a while ago when I noticed that one of us, me, was spending more time with my son than someone else…., my husband–and my husband was quite jealous that my son preferred me to him; even though he was only two or so and still connected to me at the hip. SO we came up with special time just for the two–and that eventually developped into mama–Diego time or whatever. I might initiate it, but sometimes my kids do. For example, today, I brought my son tyo work with me–shhh, “I’m teaching summer school and he enjoys “working on his work along with the kids.” SO anyways, our special time might be me cuddling in bed and telling him stories about when he was a baby or when he did something cute or funny, or I might take my daughter to do errands and leave the baby and bro at home with daddy. Of course, that means she gets to pick a gift, or I get her something or my own choice–doesn’t seem to matter to her.Point is, the children know that they matter as an individual, and are not always competing for our attention as part of a clan. I know what they like, I get chances to talk to them without having to make “blanket” statements. I think this is hugely improtant because in a time when parents are rushing around to work the grocer and so on–it gives everyone time to regroup and cherish the moments. And, most importantly, its time to teach our children how to become good parents. We get one shot to do this right!

  26. Jennifer says:

    I love the spending time suggestion. My husband and my daughter have a regular Sunday morning routine. She is only 21/2 but she looks forward to it even now.

  27. Christie says:

    I totally agree with the whole idea behind this article. It helps anybody to know that people like us “Just because”, especially those who are most important to us. These ideas communicate that the child is important and loved “just because” and doesn’t have to “earn” it.

    I didn’t read everyone’s comments thoroughly, so I don’t know if someone else mentioned this book, but it has been very helpful. It is called Transforming the Difficult Child. Unfortunately, I think I loaned it out, can’t find it anyway, and don’t remember the author. It speaks of giving positive attention, similar to what you all have mentioned. However, it is for those children who have developed the pattern of seeking negative attention. They have become used to and comfortable with negative attention and now mistrust, refuse to accept, or don’t know how to handle positive attention (or don’t give much occasion to bestow it upon them). One idea was to start out by noticing everything they do and comment neither good or bad about it. Like, “I noticed you are quietly coloring in your activity book. I see you put a green airplane above that cloud….” just seemingly silly stuff like that. Sounds weird, but for a child who just wants to be noticed, a continual stream of comments pointing out that you notice them all day can begin reducing times of “acting out” (although they might initially act out when you first start noticing them, just because that’s what they know. At that point, they get should get little to no reaction). I know it works because I’ve had parents tell me it has helped them.

    I love the 5 Love Language books! Someone mentioned those. Very eye-opening and very helpful.

    Thanks for another great article.

  28. Rebecca says:

    This could not have come at a better time, this has given me so many ideas about what to do with and for my 6 year old son who, as I put it, has problems with his ears.
    Thank you.

  29. Busy Mom says:

    Thank you for a great reminder.

    I have a quick story to tell you: when my daughter (now 11) was about 6 years old, I went to a parenting seminar, and the speaker talked about “love cups”.

    She said we all have a love cup that needs to be filled every day.

    There are many things that can “crack” your love cup:

    -a harsh word
    -a fight
    -sometimes even telling your kids you are busy right now
    -etc.

    When our kids’ love cup is empty (or almost empty), they will act up, will be cranky, and usually behave inappropriately.

    I took some time and explained this concept to my daughter, and we create a “love chair”. We’ve used it many times, with great results.

    When her love cup is empty, or mine, we invite each other to our “love chair” and just sit there and hug, snuggle, and talk. You won’t believe how much that’s helped out relationship.

    Try it out sometime.

    Adriana

  30. Joseph Abrams says:

    PLEASE DO NOT POST-
    I am a principal of a small school and would like to use some of your material but substitute TEACHER for PARENT and home for classroom.
    Is your material copyrigted? Can I get permission to use it?
    Thank you.

  31. Stevie Caceres says:

    Wow, I was just thinking yesterday how amazing my kids are at keeping their word and helping when I ask (age 5 and 2). We keep their banks very full (mine can be a bit empty sometimes) and they get choices most kids don’t (like my son age 5 gets to be boss for the day and pick all activities). oops, being called

  32. Martha Kops says:

    It’s very important to keep these things in mind. I find that these days children have so many opportunities for gifts that it is almost overwhelming, so I focus on other ways to build their “bank”. Long before I had children, I knew a Mother who taught me something important. She was telling me about an incident where her young son did something and her response was “You’re a good boy and good boys don’t do that.” It rang so true. I could see that child able to accept the instruction. Positive reinforcement of the child while discouraging the unwanted behavior. I also think it is important to give young children the expected behavior for which you are looking. I tell my son “I am looking for good listening” when he hasn’t responded instead of telling him you are “not listening to me” which I have heard so often. It helps tune ones ear to the next thing that is said. Also a calm, lowered voice helps. Sometimes it is difficult to remember that the children are not purposely doing the “wrong thing,” they just didn’t think of the correct one at their tender age. Also, connecting consequences to unwanted behavior that is not corrected with a warning. Shoot for 5 positive remarks for every negative. This comes from a long term study of marriages that stay together. I am often complimented on what a wonderful son (9 yrs) I have. For those of you with multiple children, it still works. I have supervised multiple “challenging” children with the same philosophy and had success much to the parents (and children’s) surprise. Parenting well is not an easy job, so share what works!

  33. Ellen C. Braun says:

    Martha, thanks for the inspirational article- great points that I intend to take to heart as soon as my children wake up tomorrow!

    Are you all part of our new forum yet? Please join us @ www.raisingsmallsouls.com/forums/ - It’s easier to have direct ‘conversations’ in the discussion forum format.

  34. Michelle Leggott says:

    My husband and I take turns going on outings with our 4 yr old daughter at least twice a week. We take her to places we like to go, but also ask her where she wants to go on that day for lunch, or what she wants to do. We found a 100% change in her attitude when we started spending the one on one time with her. It makes her feel special that our 1 yr old daughter is at home and she gets to go on a shopping trip with mom, or to the driving range with dad. There’s so little time left of the years when she is truly interested in spending time with us that I try to get all I can of them.

  35. Caroline says:

    Hi folks

    I came to a small realisation the other day. I was actually spending some time with my daughter (9), chatting, painting her nails, trying to show her how to meditate, hugging, and then she started drivelling on about the cartoons she’d been watching on the tv, deeply interesting to her, complete yawn to me. And then I realised I’d started thinking about what else I should be doing, washing, tidying, picking up email, all the usual stuff, and I realised that the main reason I don’t give her time is because I think of it as wasted time, that I could be doing something else more grown up and ‘important’ than listening to her. And I shouldn’t be thinking of it that way. Probably blatantly obvious to many of you, but I’d never thought of it that way before.

    Caroline

  36. Tina says:

    I love “give specific and sincere compliments.” Sometimes I’ll look at my 10 year old daughter and say “I love the way that color makes your eyes sparkle.” The expression on her face is priceless. A specific compliment means so much more than “You’re pretty.”

  37. patricia says:

    hello every one given the most important job on Earth…guiding..parenting and teaching. There is not a day go by that my daughter doesn’t spontanepusly call out mommy with I love you! This is vive versa as well. Sometimes I am overly cautious of her emotional well being people do not understand. I have always made sure her behavior not warrented was seperated from her. ” I LOVE YOU and I DON”T LIKE WHAT WAS DONE! I am a great believer in a child lives what he/she learns.
    I to like caroline sometimes lose focus on what my daughter is saying thinking abot all the things I can me doing. But you know the laundry can wait, the dishes can wait and so on. there is but a moment with your child that can reap greater rewards than a clean dish, a clean basket of laundry, putting books on the shelf. My mom never played with me and I found things difficut at first and still have a hard time playing barbies. My friens know that and will come over and spen time playing with her.
    I also have a special time set apart just for her… I do not even answer the phone!! How many of us actually thank God for the phone interuption just to get away sometimes. LOL She can always interupt whatever I am doing for a hus and a squeeze. 2 min. snuggle ( except when I am talking to a visitor in my home.) she will hug herself and then I will know. MY REWARD happened when she was sad that her father couldn’t spend time with her. ( we don’t live together) But he offers no explanation sometimes and rejection is so hard on kids. So Instead I focused her on all who loves her..name by name…it took some time and she had to think of some tooo, Her father was included and we bothe agreed on everyone from people to dogs to cats to her barbies to god and angels in heaven. afterwards we were done her sadness shifted. As she was walking away she said with exuberance and with sparkling eyes that she forgot someone very important. I couldn’t for the life of me figure out who.. I asked and she answer EMILY LOVES EMILY. HERSELF. I cried that night with such gratitude taht she felt that way herself. It took me years to like myself and more to learn to love me. That statment was priceless and I pray she can always say that. I got another story about kids modeling their caregivers behavior but it was a lesson learned and a correction needed to be made in emilys thinking. I will save that for another time . I moved and removed the ” If a child lives with criticsm, He learns…” poster I had. You remind me to get it and put it back up. patricia

  38. M. Kinnear says:

    Wonderful, wonderful advice! A tool that I will certainly implement immediately. I sometimes get so tied up in the day-to-day Mom stuff–that I forget to take a moment to make a “deposit”; although, I tell my kids I love them very often. Now I can get creative!! By the way, I took offense to the remarks posted by “a friend” on this subject. That was not at all either nice or necessary…what Ellen has put together here for us parents is truly a blessing—regardless of her sources.

  39. Dodie Singer says:

    What do you do when your adult child of 22 is still acting like a 13 year old. She is fine if she gets her way and no requirements are placed on her like vaccuum the house or be in by 11:00. How do you get your 22 to appreciate and respect what they have. We are guilty of giving her to much all these years, but never did we think she would be this way with us. We do need help and we do love her dearly. But the disrespect and lack of caring hurst so much. Please help us help her, we have tried talks, meetings, guide lines if you don’t follow them you have a choice to move out. I rather have her boy-friend live with us as he is so respectiful and communicates with us.

  40. Tara Davis says:

    Ellen, wonderful article. We do have to make daily deposits into our children emotional bank accounts. It carries over into adulthood and all relationships in their future. Recently my husband had two root canals. On my way home from picking up the kids my 6 year old said, “Oh yeah, we have to go and get daddy a card so he can feel better.” Although I was extremely tired after a full day of work, I went to the store and let him and his sister pick our a balloon and a bear.
    In our nightly prayers my 6 and 4 year old always remember to pray for others especially those who are less fortunate.
    I shared these 2 situations because I believe it is those daily deposits that keep and make them caring, compassionate and thoughtful of others.
    Thanks for the reminder to invest in their emotional future-it is truly what will make them well adjusted individuals.
    Keeping our children 1st,
    Tara Davis

  41. Laura says:

    I make sure that I make time for uninterrupted listening by having a special time each day for my son, 5 years old, to talk to me. Right now it’s after we read a book before he goes to sleep. At first, I asked him if he wanted to talk and then I’d ask him what he wanted to talk about. I let him guide the conversation. Now, he initiates it on his own and I think he looks forward to this time when he has me all to himself without any distractions. This special time has allowed him to talk to me freely about his fears or joys and I’ve learned so much about him.

  42. emma says:

    All of those ideas are great. One thing I am still trying hard to remember though is that you may have to make sure you do all these things, with no obvious results, for twenty five years before you see any returns. It’s not really about the returns, it’s about bringing up people who understand that we’re here to help others first. It doesn’t matter whom they may help in the end.

  43. Rebecca says:

    I loved this article - just wondering, does anybody else find this hard when you’re going through marriage problems? In the same way that children’s emotional bank accounts need to be full in order to give back to the parent, OUR emotional bank accounts as moms need to be full in order to give that much-needed love & attention to our children. That is hard to do when you don’t feel loved by your spouse, or when you’re harboring anger & resentment. I truly believe that in these situations, God is our comfort and source of emotional fulfillment as mothers. I think it’s important to remind our kids that despite our best efforts to love and fulfill their emotional needs, we WILL fail them on some level because we are imperfect ouselves. I want my children to remember that even when life is hard, God can provide for their every need if they ask Him. Then someday when they face those difficult times (like marriage issues), they won’t be left empty.

    Just some additional thoughts… what a great discussion!

  44. Barbara Raymond says:

    Since the affirmation of the father is so important to the daughter, a Father-Daughter date once a month for breakfast or lunch does wonders for gender affirmation. PS It’s good for Moms too, Dad :)

  45. Janis says:

    I vote for NUMBER #4. Time with your children individually is priceless for you both. Give of your time generously while they are still young since you will miss them when they go off to college (and you don’t want them to forget you). Quality time translates into love in the parent-child relationship and far outpaces material giving in the long run.

  46. Michelle says:

    I try to find a little time every day to take a walk with my kids so we can talk. Also, every Saturday morning we are now spending together. They get to choose one thing that we do, trying not to spend money just time, and I get to choose one thing. I always try to give him my full attention when he tells me something, but he must wait until I am done with other conversations or working with his sister. This was a great article!!!

  47. Nancy says:

    Stephen Covey should be credited with this idea and it would be great to have his whole concept referred to in an article. He also talks about making “withdrawals” from a child’s emotional bank account and stresses the importance to make “deposit” with greater value and frequency.

  48. Nancy says:

    There is a great book called “How to Really Love your Child” by Dr. Ross Campbell. This book was first published in 1977 and it talks about a similar concept only it is an “emotional tank”. It talks about keeping the tank full and what happens when it’s not. I’m sure that this was probably before Steven Covey’s book, but the concepts are the same. I read this book when my first child was 1 year old (he’s 15 now) and I’ve always tried to remember to keep the tank full and their behavior will let me know when it’s getting low. It’s a great analogy to keep us parents on our toes.

  49. Susan N. Gallant says:

    Another author who I have grown to deeply appreciate is Dr. William Sears. I only see a few of his books when I go to the book store to pick up a book as a baby shower gift, but he has written a large quantity of books and so has his wife. They are strong advocates for atatchment parenting. I sometimes ask the pesron at the desk to order specific books of his that aren’t on the store shelves. I’d strongly rexommend his books to anyone.

  50. Traci says:

    Love the article. I have one suggestion. As one poster above mentioned, try to give more positives than negatives which is harder than you think. Another poster above mentioned “specific” compliments. I’ve kind of combined these 2 ideas. When I want to tell my son (2yrs) “good job” I try to break it down into as many things as I can. In the elevator after he pushes the correct button I tell him how good he pushed the button and what a good listener he was and how well he followed directions to push the correct button and then what a good boy he is and how much I love him. Writing it down like this kind of makes it sound ridiculous but I know the multiple postitive inputs help counteract the zillions of No No No’s he hears from me all day long as he’s getting into/onto/over and under everything!
    ;->

  51. Theresa says:

    In my house we refer to the emotional bank as your “hug meter”. Of course we hug and kiss alot but when someone seems unhappy we ask if their hug meter is low. We then hug on them until they start laughing!! It must have made an impression on them because when I am grouchy they tell me that my hug meter is low and I get lots of hugs. It really changes the way you feel and the situation that you are in.

  52. Annie says:

    Share things about yourself with your child..even things you are not so pround or would like to improve upon. It shows them that we don’t think we’re perfect, and may open a door of discussion about themselves.
    Also, as kids get older, it may not be “cool” to give a hug/kiss/xo in public..instead, my boys and I have top secret “I love you” hand signals.

  53. jill mcdonald says:

    I know that it can be very hard to do, especially after a days’ work, but the most important time for my three sons (two now teenagers) is bedtime, shared reading, and a chance to talk from the heart to one another, really be heard and to feel better for getting it out there and not keeping it all bottled up or suppressed. It has become a very special time for us all.

  54. indu says:

    hi there,
    i am impressed by the idea of having an emotional bank account.Actually i feel this emotional bank account is essential for every family member as it works as a feeder account for each other and permits operations like overdraft facility in times of crisis. Long ago there was an ad in the news paper asking parents a question, “did you hug your child today”. Since then i hug both my daughters atleast 10 times in a day. Some time ago i asked my husband to hug his mother every time he met her. Trust me he did it regularly till she was alive and also experienced increased bonding between them.
    Many a times a warm touch or a hug communicates more then words.

  55. Carla says:

    Theresa…I love the hug meter thing….I’m totally going to use that!

    Great Article Ellen…..very timely for me!

    Thanks!

  56. Amanda R says:

    I recently read a book called “The Five Love Languages” by Gary Chapman. (This was a very eye-opening book.) In it, he discusses the fact that each person has his or her own “love language” or currency for the emotional account. The concept you covered in this article is great, but what comes to mind is this book. The book also teaches that if you are showing love in your language and not the recipient’s they might not be getting the full effects of the deposit you are attempting to make. He wrote a similar book geared toward parents and children which I have not read, but plan to. The book I read dealt with romantic relationships, but the ideas apply in all areas. Just thought I’d share this with you all.

  57. Ann says:

    To Dodie with the problematic 22-y.o. daughter: there seems to be an analogy between your 22-y.o. and my 5-y.o. We had behavior problems, until thankfully a preschool teacher with experience of raising 5 strong-willed kids talked to us.
    She helped us see that we were doing too much talking, giving too many warnings without taking action.

    Since we started taking away privileges (things he likes to do: TV time for the day, time with the dog, losing bedtime stories for the night) for misbehavior either with one warning or without warning, things have gotten considerably better. We make it clear that his behavior is the cause and we are sad when he misbehaves and we have to take away those things.

    It is not always easy to follow through and take away the privileges, but we owe it to him to teach him to manage his behavior and be pleasant for us to be around, as well as anyone around him in public, school, etc. As far as respect, we’ve told him from day one that he is to honor his father and mother because that is what God wants and we do not allow otherwise. We do things as a family, and started from very young age having him help with bringing his own laundry basket on wash day, helping clear his plate after meals, loading/unloading the dishwasher, etc. so we can have more time to do things together after work is done. He has become a great helper, and takes pride in doing so.

    Maybe a long-winded answer, but my opinion is that you should put your money where your mouth is with your daughter. You’ve warned, had meetings, given chance after chance. She basically feels you won’t do anything or she’d change her ways.
    Time for some tough love. Stop warning and tell her she has to move out. Be specific, give a deadline/date and stick to it, no matter how much it hurts, and then don’t keep bailing her out once she is out of the house. Some day she will understand and appreciate.
    Good luck.

  58. Jessica says:

    I think the hardest one to follow is believing in my child’s ideas. I have such a hard time walking the line of reality and I fear sometimes I let him get too out there. But, honestly, one day he will discover that peanut butter does not make the most efficient glue.

  59. Kyla says:

    Once I was watching an Oprah (many years ago before I was a mother) and she asked a question that stuck in my head…she asked when your child walks in the room what is the first thing you think about…Pause…she said most parents think about the dirty mark on their pants or the pant and shirt combo doesn’t match but what we should be seeing is the glow in their eyes, their special walk, the independence and confidence they gained in putting that missmatched onsomble together. So the next time your child walks into the room ask him or her how did you ever get so lucky to have a great kid like them. Brings tears to your eyes doesn’t it. God Bless our time with our little ones.

    Kyla

  60. Sirena says:

    Those were great ideas. I used to put notes in my childs lunch when she started school. I also drew different funny faces. The idea of putting the note in her lunch, was to let her know I was with her even if she could not see me. It worked and all of her classmates loved the face I drew. They began to seek out my childs lunch to see what I had drawn. It made her feel very supported and secure because, her classmates began to huddle around her, the way I used to hold her. So she felt loved. It’s nice to see that in your list.

    I do give mine choices when she dresses, or wants a snack, sometimes it does not run smoothly because she will say I don’t want either one..LOL

    The one on the list that I will add to what I already do is giving a gift for no reason, but something that really fits who she his, her unique personality. And that way she knows I hear her. I think wrapping is very important and should be as beautiful as what is inside the package.

    Thanks Ellen for the article and thanks for all the responses from everyone else.

    Love,
    Sirena

  61. Ginny Ruths says:

    Another very good series of books is the set of “Love and Logic” materials by Jim Fay. I went to a seminar with him a few years ago, sponsored by my children’s school, and it was excellent. Fay’s approach is to offer lots of love, paired with logical and consistent consequences. I recommend his books highly.

  62. Azmet Rafik says:

    Thks Ellen for the wonderful job ure doing for all mothers. You reap what u sow ,so true but one seldom realizes when it comes to his kids.We r not there when our kids need us and then later on we expect wonders from them. In the period of ignorance history speaks that fathers would bury their daughters alive and they did this out of love ’cause it use to be the traditions those days. It’s so hard for people of this generation to believe in this, BUT don’t be surprised we too r burying r children alive! YES, out of love. R we not burying our children with all the materialistic things when it ought to be replaced with just simple LOVE which again demands giving qlity time to them.Time, Money & resources r the three things which r given away to people u care the most. Noone ever would wish at his death bed that he’d spent more time at his office or a woman wishing that she had more time cleaning the house.On the contrary the first ever wish that could come to a dying person would be wish i had spent more time with my fly especially my kids. Thus if we value our fly much then i think we should allocate time to them rather than bury them in values alien to their soul and then call it love.
    One contribution rather a deposit twrds the child’s emotional bk a/c would be to fill it with the language of ‘ME’ RATHER THAN ‘U’.
    Avoid using sentences that say if U did this U will suffer or U will fall into trouble I don’t care, the right way would be, if my sweet heart did this then his mother would be terribly hurt or the apple of my eye can never do such a thing.
    Thks.
    Azmet

  63. Rebekah Osman says:

    What you wrote is true. I have done some of these but I didn’t realize the impact it will have. I have taken my daughter to surprise place. I don’t tell her where we are going that it is a surprise. She loves it when I do that. It may be someplace simple like the park or movie or just to get ice cream. Not anything expensive but just something to say I love you.

  64. Dawn Henderson says:

    This article is agreat reminder to me as I have 2 adult children and a teenager. As children get more independant and develop their own lives it is so important to keep a check on their emotonal reserve. Just showing them affection will often time star filling up that “bank account” And teens don’t want you slobbering kisses all over them like when thy were little, but an encouraging touch on the shoulder or rubbing their back often times will do the trick.
    Another thing we do often in our home is eat dinner together. It has been a practice for a long time in our family and now we are all in the same house together again, and have different work schedules, we usaully eat together 4 nights a week. And it warms my heart as the mom to sit back and watch them interact with each other. It really fills my “bank account” to see everyone talking, laughing and telling stories. A priceless treasure, as a result of lifelong investing.

  65. Julie says:

    A couple of nights, when I was tucking my children in, I realized that the day had been so rushed getting to school, appts, errands, etc., that I had not had any true moments of connection with the kids.

    So, I started a nightly ritual - when I tuck the kids in, I tell each “My favorite part of the day with ___ is _____”. At dinner time, if I realize I don’t have something to say to each child, I make a point of fitting in some special time with that child, so I will have a favorite part of the day to mention that night.

    I also have them tell me their favorite parts of the day - and I usually list off all the potential things I can think of that might be that favorite thing. I feel like this lets them know that I have been paying attention and care about what they have been doing. And, I try to listen attentively, so they know I am interested in what they have to say.

    Even if I haven’t been able to pull off the neat ideas you mention, I love having our day and tuck ins end on a happy and loving note.

  66. erin says:

    This is a great article. My middle daughter has been acting up quite a bit lately - obviously seeking the negative attention syndrome. I will now start making “deposits”, hopefully in the right direction. Thankyou for this and the other letter too.
    http://www.2africanart.com

  67. Jessica W. says:

    This reminds me of the “The Ten Greatest Gifts I Give My Children” . I fill my kids emotional bank by mostly asking them what I want them to do rather that saying “No” or what I don’t want them to do. This gets tricky because it is just not very natural to say… “Please chew your food and swallow first and then share your thoughts”… rather than “Don’t talk w/ you mouth full” They respond much better!!! :)

  68. Susan Gallant says:

    I appreciate the comment about chosing the wording about things like chewing and swallowing before sharing your thoughts. That’s been one of the very issues we’ve been dealing with as well as having to constantly remind them about chewing with their mouth open. At least I don’t feel alone in the situation reading about someone else being in that as well and seeing a better way of dealing with it. Now I just need prayers that I will remember and have patience to carry through with it. Sue
    www.itvventures.com/suegallant
    www.youravon.com/sgallant

  69. Esther says:

    My best tip: look at your habits, and instead of trying to change them (very hard and takes time) try to adapt them so that they support what you want to achieve. As a mum of four I never seem to have the time i would like to spend individually with each child, but I noticed that I DO manage to arrange appts like dentist or doctor, clubs, haircuts whatever - they all seem to get done, as well as meals get cooked, dishes get washed. So when I am feeling pressed for time to spend with my family, instead of trying to be MORE efficient, I use these appts and around each of these I try and involve ONE child - aiming for “special time” rather than efficiency. So, for example, instead of taking them all to the dentist at the same time, I take them each out of school for an individual appt - then I get to spend the time with them on their own, and maybe that afternoon we share a burger at McDonalds, or shop, or swim, whatever their favourite thing is to do aswell. I do think all together time is important too, but that can be evenings in front of the TV.

  70. Mulu Getachew-Nelson says:

    Ellen, I love every thing about your site. I have being at my therapist, this afternoon, to find a way to help my diabetic, 11 years old, boy with his anger and emotional behavior, this afternoon. After an hour of talking, I left her office with tears rolling down my cheeks and totally lost and discouraged more than ever.
    After browsing you web site for hours, for the first time, I got excited and felt like there is hope for us, THANK YOU!! The Emotional Bank Account sounds a better therapy than the one I have being going to.
    Please if you have any suggestion or ideas; send it my way.

    Amanda thanks for the book recommendation. I can’t wait to get it.

  71. Therese says:

    As a mother of 3 kids with ADD (the oldest (21)developmentally disabled, the youngest (11) with significant learning disabilities but very bright; the middle child (16) an average student in elementary/middle school and now an 11th grade honors student) I think the biggest gift we can give them is to let them know, in no uncertain terms, that we BELIEVE in them. They all understand that we are all “gifted” at something and “good” at varying things, while perhaps not so good at others. We do our best to teach them that once they realize which are their God-given gifts, they are expected to use those gifts to make this world a better place.

    And, as so many good parents have already written, we tell them that we love them often every day, that we thank God for each of them, and we INSIST on hugs and kisses often (which they really don’t fight off much!)

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  73. Jackie says:

    While my boys are both adults now, when they were growing up I did just about everything listed there. They are both happy, well adjusted, productive young men. The one thing I strongly suggest is that you find one on one time with your children. This can be something as simple as taking a walk together, story time, cooking etc. I found these to be ways to keep the lines of communication open. And even now my youngest son and I would have breakfast every Thursday to sit and talk and catch up on each others lives. Now that he is in the Navy I miss those Thursday breakfasts. Now his older brother is starting to come by on Thursday mornings since his brother left. Sometimes he had joined us in the past, but he usually had to open the store and couldn’t join us too often. When he could it was a double treat. I also kept my home open to their friends growing up. I got to know them as well as my own kids. Never ever let them go to bed with out a big hug and and I love you-no matter how big they think they are!!! They secretly really love it!

  74. christopher says:

    Where are all the men who raise small souls, who seem to not have anything to say about this emotional bank account issue?

    I cant believe they are all absent, neither can I believe that non of them are practicing this.

    So where are you guys?!!

  75. Trusha says:

    Investing in you child is a wonderful thing. We need a generation of confident, secure and well balanced young people.I start each day with my teenage daughter telling her that she is “blessed and highly favored”. A reminder to her of God’s greatness and love.
    A wonderful book for parents to read is “Raising Kids For True Greatness” by Dr.Tim Kimmel.

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  77. michelle says:

    Love the ideas— I have gotten two bits of advice– one– make sure your face lights up when they enter the room and—– tell them you could never live without them ( a friend told me this and she got this advice from a psychologist because her daughter wanted to commit suicide after her father died)

  78. AV says:

    Very nice article! Thanks for this!

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